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These unsecured loans are called "no-credit-check" loans for bad credit scores, and they're popular because they make it easy for bad credit borrowers to access money.

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Meanwhile, direct lenders usually conduct credit checks in a “soft” format.


A credit check is a sign that a lender wants to know if you can repay the loan. However, once you have developed a good track record of paying.

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A no credit check loan can be helpful, however you must know what you're getting into before signing up for one.
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Installment loans for bad credit are available through several lenders.